My Mortgage Blog — Latest Posts
The Canadian economy and the housing market
We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...
Read More
The Upside of Alternative and/or Unregulated Lenders
The Upside of alternative lenders A recent report from the Bank of Canada reviewed the impact of the government’s policy changes on the mortgage market. It...
Read More
The Upside of Alternative and/or Unregulated Lenders
A recent report from the Bank of Canada reviewed the impact of the government's policy changes on the mortgage market. It found that overall market activity had slowed -- something we knew would...
Read More
Just when you thought it was safe…
The Office of the Superintendent of Financial Institutions (OSFI)has proposed new mortgage lending guidelines, yet again, that includes a stress test for uninsured mortgages. This is in addition to...
Read More